Author

Karrina Giles

Diamond necklace 07/02/2016

Love Is In The Air At Brown & Gold This Month In Celebration Of Valentines Day & Mothers Day On 6Th March

15th February 2016 As Trusted Pawnbrokers we welcome increased Regulation Pawnbrokers all over the country are undergoing their Financial Conduct Authority (F.C.A) accreditations over the next couple of months. This replaces the Consumer Credit Licence and basically makes pawnbrokers as regulated as a bank or any other financial institution. Many pawnbrokers are members of the NPA (National Pawnbrokers Association) and we have always worked closely with the government to ensure the services we provide are regulated, fair and trustworthy.The new system focuses on all of the above and also tries... Read More

Diamond necklace 07/02/2016

Love Is In The Air At Brown & Gold This Month In Celebration Of Valentines Day & Mothers Day On 6Th March

7th February 2016 As Trusted Pawnbrokers we welcome increased Regulation Pawnbrokers all over the country are undergoing their Financial Conduct Authority (F.C.A) accreditations over the next couple of months. This replaces the Consumer Credit Licence and basically makes pawnbrokers as regulated as a bank or any other financial institution. Many pawnbrokers are members of the NPA (National Pawnbrokers Association) and we have always worked closely with the government to ensure the services we provide are regulated, fair and trustworthy.The new system focuses on all of the above and also tries... Read More

Gold ring 01/12/2015

Christmas Is On Its Way

1st December 2015 If you haven’t started Christmas shopping yet, you had better begin now, or at least start thinking about it! All is not lost, for those who like to leave it until the last minute and make a hurried purchase (and I am usually one of them!), there is another option worth considering. The ‘Perfect Present Service’You don’t have to buy her the usual bottle of expensive perfume and Molton Brown bath oil or him the tie, boxer short and handkerchief set he doesn’t really need. Why not... Read More

Christopher Brown Jewellery Display 07/11/2015

A Special Gift To Treasure

7th November 2015 At Brown and Gold in Seacroft and Batley and Christopher Brown Jewellers in Shipley their Christmas stocks are now in and they have a jewellery selection that will make this the best Christmas EVER.Brown and Gold offers a superb large collection of pre owned and new Jewellery and Watches, at unbelievable prices with offers changing every week. Pre-owned jewellery offers so much value for money and offers some unique and exquisite pieces that are rarely seen in jewellers these days.Every month Brown and Gold have a “treasure... Read More

Gold Signet Rings 03/10/2015

Less than 12 weeks to go until Christmas Day…… OMG!

3rd October 2015 Brilliant. I love Christmas and in this country I think that we do Christmas well. It’s something to look forward to as the nights draw in and even if you are not into the day itself, the social scene usually has something to offer. It’s the big time of the year for most jewellers and pawnbrokers and represents our ‘harvest’ when fine jewellery makes a perfect gift for Christmas. We will do 2 months trade in the last 10 days of December and we have to have... Read More

Diamond earrings 05/09/2015

The Summer is Over – Did it Ever Begin?

5th September 2015 What a wet and windy summer we have had this year! When I wrote the July edition of ‘Diary of a Pawnbroker’ I complained about the rubbish weather and the need to get away to warmer climes. Who better to borrow money from than a pawnbroker to get some instant cash and enjoy the late season deals? As soon as it went to print we had a mini ‘heatwave’ – you may not remember, but it was hot for about 2 weeks and I thought that I... Read More

Gold Signet Rings 03/08/2015

AUGUST 2015

3rd August 2015 Schools Out For Summer! The school summer holiday has begun and this marks an interesting time in the jewellers and pawnbrokers calendar. Parents who until now have been managing perfectly well with their work / life balance suddenly have a house full of children demanding money, holidays and most costly of all – their time! What this means for most retailers is a complete slow-down of trade. People don’t have the spare time to go shopping and with the obligatory 1 or 2 week holiday abroad looming,... Read More

Orchard Mills 03/05/2015

May 2015

3rd May 2015 Last month we saw a lot of big loans. I don’t remember this always being the case however we all seem to get hit by big bills and unexpected expenses in April and this leaves many of us short of cash. One lady needed £540 to pay her car insurance and loaned against a gold curb bracelet. Another wanted to redecorate and modernise the living room of her house to help it to sell and borrowed £1020. A gentleman wanting to help his cash flow while waiting... Read More

Gold jewellery 06/02/2015

Feb 2015

6th February 2015 January and February are among the busiest months in the pawnbroking calendar. It’s not surprising as there are plenty of times of the year that compete for the title of ‘most expensive month’ but January has to be the overall winner.  With households struggling with the overspending brought about by the Christmas festivities, two thirds of us spend our Januarys paying back credit card bills and overdrafts. Apparently 50% of us avoid the famous January sales in an attempt to save money and 36% would rather give... Read More